The cost of title insurance in Pennsylvania is set by the Commonwealth of Pennsylvania by the Title Insurance Rating Bureau of Pennsylvania known to us in the business as TIRBOP.
The cost of an Owners Title Insurance Policy is based on the sales price or fair market value of the property. Please click here to see the state regulated chart.
The cost the Lenders Title Insurance Policy is based on the loan amount. In PA we have an all-inclusive premium so when an owner’s title insurance policy is being purchased the lenders title insurance policy is issued simultaneously and is included in the owners title insurance premium and is not a separate premium. Also includes in the premium is the cost of the title search, title commitment and settlement fee. The only additional fees we are permitted to charge are document download fees for printing the documents and for direct pass through charges such as overnight mail, lien letters & tax certifications. Please click here to see the state regulated chart.